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Privacy Policy

WHAT DOES MANCHESTER MUNICIPAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • account transactions and assets
  • checking account information and credit-based insurance scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Manchester Municipal Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we share your personal informationDoes MMFCU share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or to report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes –
information about our transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NoWe don’t share
For our affiliates to market to youNoWe don’t share
For nonafliliates to market to youNoWe don’t share

Questions? Call 860-649-7922

What we do
How does Manchester Municipal Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Manchester Municipal Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes -information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
-Manchester Munici al Federal Credit Union has no affiliates

Nonafiiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, consumer ,eporting agencies, data processors, and check/share draft rinters

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Manchester Municipal Federal Credit Union doesn’t jointly market
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